Last Updated: May 1, 2026

1. Acceptance of Terms

By accessing or using the SafetyNet Plans website and services ("Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Services. These Terms apply to all visitors, leads, clients, and others who access or use the Services.

2. About SafetyNet Plans

SafetyNet Plans is a licensed insurance advisory service that helps individuals and families find mortgage protection, life insurance, disability income, and related coverage. We operate as independent licensed agents and do not represent any single insurance carrier. All recommendations are made in the interest of the client based on their individual needs and circumstances.

3. Not Legal or Financial Advice

The information provided on this website is for general informational and educational purposes only. Nothing on this site constitutes legal, financial, tax, or investment advice. Insurance products, coverage options, premiums, and eligibility vary by state, carrier, and individual circumstances. You should consult a licensed professional before making any coverage decisions.

4. Licensing and State Availability

SafetyNet Plans operates through licensed insurance agents. Licensure varies by state. Products and services may not be available in all states. Nothing on this website constitutes an offer to sell insurance in any jurisdiction where we are not licensed to do so.

5. Appointment Scheduling and Communications

By submitting a contact form, quote request, or appointment booking through our website, you consent to being contacted by a SafetyNet Plans licensed agent via phone, email, or text message regarding your inquiry. Standard messaging and data rates may apply. You may opt out of communications at any time by replying STOP to any text message or by contacting us directly.

6. No Guarantee of Coverage or Rates

Any quotes, estimates, or premium illustrations provided through this website are for informational purposes only and do not constitute a binding offer of insurance. Final rates, coverage terms, and eligibility are determined by the insurance carrier based on underwriting review.

7. Third-Party Carriers and Links

SafetyNet Plans works with multiple third-party insurance carriers. We are not responsible for the products, services, terms, or practices of any carrier or third-party website linked from our site. Links to third-party sites are provided for convenience only and do not constitute an endorsement.

8. Intellectual Property

All content on this website — including text, graphics, logos, and design — is the property of SafetyNet Plans and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content from this site without prior written permission.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

10. Limitation of Liability

To the fullest extent permitted by applicable law, SafetyNet Plans and its agents, employees, and partners shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use our Services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless SafetyNet Plans, its agents, and affiliates from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising out of your use of our Services, your violation of these Terms, or your violation of any third-party rights.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our Services after any changes constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Jefferson County, Alabama.

14. Contact Us

If you have any questions about these Terms, please contact us at:

SafetyNet Plans Email: [email protected]

These Terms of Use were last updated on May 1, 2026. SafetyNet Plans reserves all rights not expressly granted herein.