PRIVACY POLICY

Last Updated: May 1, 2026


1. Introduction

SafetyNet Plans ("we," "us," or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, who we share it with, and what rights you have regarding your data.

By using our website and services, you agree to the collection and use of information in accordance with this policy. If you do not agree with any part of this policy, please discontinue use of our Services.


2. Information We Collect

We collect information you provide directly to us, information collected automatically when you use our Services, and in some cases, information from third parties.

Information You Provide Directly:

Full name

Email address

Phone number

Home address and ZIP code

Date of birth

Information about your mortgage, home, or financial situation

Health-related information you voluntarily share during consultations

Any other information you submit through forms, appointment requests, or direct communications

Information Collected Automatically:

IP address and approximate location

Browser type and version

Device type and operating system

Pages visited and time spent on each page

Referring URLs

Cookies and similar tracking technologies

Information From Third Parties: We may receive information about you from third-party lead sources, referral partners, or insurance carriers in connection with a quote or application you initiated.


3. How We Use Your Information

We use the information we collect for the following purposes:

To respond to your inquiries and fulfill appointment requests

To provide insurance quotes, recommendations, and advisory services

To contact you by phone, email, or text regarding your inquiry or application

To send follow-up communications related to your coverage needs

To process applications and share necessary information with insurance carriers

To comply with legal and regulatory obligations

To improve our website, services, and client experience

To send informational content, updates, or educational materials you have opted into

To protect against fraud and maintain the security of our Services


4. How We Share Your Information

We do not sell your personal information. We may share your information in the following limited circumstances:

Insurance Carriers: When you request a quote or proceed with an application, we share relevant personal and health information with the insurance carriers necessary to fulfill that request. Each carrier has its own privacy practices and terms.

Service Providers: We work with third-party vendors who assist us in operating our website, scheduling appointments, sending communications, and managing client data. These vendors are contractually required to handle your data securely and only for the purposes we specify.

Referral Partners: If your inquiry is better served by a partner agent or agency, we may refer your information to a licensed professional in your area with your knowledge and consent.

Legal Requirements: We may disclose your information if required to do so by law, regulation, court order, or government authority, or if we believe disclosure is necessary to protect the rights, property, or safety of SafetyNet Plans, our clients, or others.

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and any choices you may have.


5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us remember your preferences and understand how you use our site.

Types of cookies we may use:

Essential cookies — Required for the website to function properly

Analytics cookies — Help us understand how visitors interact with our site (e.g., Google Analytics)

Marketing cookies — Used to track the effectiveness of our advertising and communications

You can control cookie settings through your browser preferences. Disabling certain cookies may affect the functionality of our website.


6. Text Message Communications

By submitting your phone number through any form on our website, you consent to receive text messages from SafetyNet Plans regarding your inquiry, appointment reminders, and follow-up communications. Message frequency varies. Standard messaging and data rates may apply.

To opt out: Reply STOP to any text message at any time. After opting out, you will no longer receive text messages from us, though we may still contact you by other means unless you request otherwise.

For help, reply HELP or contact us at [email protected].


7. Email Communications

We may send you emails related to your inquiry, appointment, application, or informational content you have requested. You may unsubscribe from marketing emails at any time by clicking the unsubscribe link at the bottom of any email or by contacting us directly. Transactional emails related to an active application or policy may still be sent after unsubscribing from marketing communications.


8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely delete or anonymize it.


9. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but are committed to protecting your data to the best of our ability.


10. Children's Privacy

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.


11. Your Privacy Rights

Depending on your state of residence, you may have certain rights regarding your personal information, including:

Right to Access — Request a copy of the personal information we hold about you

Right to Correction — Request that we correct inaccurate or incomplete information

Right to Deletion — Request that we delete your personal information, subject to certain legal exceptions

Right to Opt Out — Opt out of certain uses of your information, including marketing communications

Right to Non-Discrimination — We will not discriminate against you for exercising any of your privacy rights

To exercise any of these rights, please contact us using the information in Section 14. We will respond to verified requests within 30 days.


12. California Residents — CCPA Notice

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your personal information. We do not sell personal information. To submit a CCPA request, contact us at [email protected].


13. State Insurance Regulations

As a licensed insurance advisory service, we are also subject to state insurance department regulations regarding the privacy of nonpublic personal information. This policy is intended to comply with applicable state insurance privacy laws, including those modeled after the NAIC Privacy of Consumer Financial and Health Information Model Regulation.


14. Third-Party Websites

Our website may contain links to third-party websites, including insurance carriers and scheduling tools. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policies of any third-party site you visit.


15. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our Services after any changes constitutes your acceptance of the updated policy.


16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us at:

SafetyNet Plans Email: [email protected]


This Privacy Policy was last updated on May 1, 2026. SafetyNet Plans reserves all rights not expressly granted herein.

SafetyNet Plans provides reliable mortgage protection solutions to safeguard your loved ones' financial security. Learn more today.

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